Articles / Resources

Jak znaleźć najlepsze promocje i kody bonusowe w kasynach

October 24, 2025

Jak znaleźć najlepsze promocje i kody bonusowe w kasynach W świecie kasyn online, znalezienie atrakcyjnych promocji i kodów bonusowych jest kluczowe dla zwiększenia szans na wygraną oraz maksymalizacji wartości wkładu własnego. Oferta promocyjna różni się w zależności od operatora i…

River Oak Risk Featured in Multifamily Executive: The Next Big Shift in Multifamily Risk Management

October 24, 2025

We’re excited to share that River Oak Risk was recently featured in Multifamily Executive for our leadership in helping multifamily owners rethink risk management through captive insurance programs. 👉 Read the full article on Multifamily Executive: Why Captive Insurance Is…

Jackpot Village’s Approach to Problem Gambling Support

October 21, 2025

Jackpot Village’s Approach to Problem Gambling Support Jackpot Village is known not only for its extensive gaming options but also for its responsible approach towards problem gambling. The platform recognises the importance of safeguarding players and offers a range of…

Yukon Gold Casino und Datenschutzgrundverordnung (DSGVO)

October 12, 2025

Yukon Gold Casino und Datenschutzgrundverordnung (DSGVO) Das Yukon Gold Casino hat sich in den letzten Jahren als eine bedeutende Plattform im Bereich Online-Glücksspiel etabliert. Dabei spielt der Schutz der Privatsphäre und der persönlichen Daten der Nutzer eine zentrale Rolle. Die…

Kasino spil baseret på færdigheder vs held

October 1, 2025

Kasino spil baseret på færdigheder vs held Kasinoer tilbyder en bred vifte af spil, som enten er baseret på held eller færdigheder. Mens nogle spil primært afhænger af tilfældigheder, såsom rouletten og spilleautomater, kræver andre en vis grad af strategi…

Hvordan unngå vanlige kasino myter

September 24, 2025

Hvordan unngå vanlige kasino myter Kasinoverdenen er full av misforståelser og myter som kan forvirre både nye og erfarne spillere. Mange tror at visse strategier eller heldige ritualer kan øke sjansene for å vinne, men sannheten er ofte mer nyansert….

Kaszinó történetek: Híres nagy nyeremények és bukások

September 23, 2025

Kaszinó történetek: Híres nagy nyeremények és bukások A kaszinó világa mindig is magával ragadta az embereket izgalmával és a szerencsejáték ígéretével. A nagy nyeremények és a drámai bukások egyaránt hozzájárulnak ahhoz a legendáriumhoz, amely körülveszi ezt a szórakozási formát. A…

Anmeldelser af de største danske kasinoer

September 21, 2025

Anmeldelser af de største danske kasinoer Kasinoer har længe været en populær underholdningsform i Danmark, og markedet for online spil vokser hastigt. Mange spillere søger efter pålidelige og sikre platforme, hvor de kan nyde deres favoritspil. I denne artikel gennemgår…

Kasino og ansvar: Sådan sætter du grænser for dig selv

September 19, 2025

Kasino og ansvar: Sådan sætter du grænser for dig selv At spille på kasino kan være en underholdende oplevelse, men det er vigtigt at bevare kontrollen og sætte klare grænser for sit spil. Uden en ansvarlig tilgang risikerer man, at…

Strategies for Maximizing Bonuses at Jackpot City Casino

September 15, 2025

Strategies for Maximizing Bonuses at Jackpot City Casino Maximising bonuses at Jackpot City Casino requires a strategic approach that balances understanding the terms and conditions with smart gameplay. Players should always start by thoroughly reading the bonus requirements, including wagering…

Ψυχολογικές τεχνικές για να παραμείνετε συγκεντρωμένοι στα καζίνο

September 12, 2025

Ψυχολογικές τεχνικές για να παραμείνετε συγκεντρωμένοι στα καζίνο Η συγκέντρωση στα καζίνο αποτελεί κρίσιμο παράγοντα για την επιτυχία και τη διατήρηση ψυχραιμίας κατά τη διάρκεια του παιχνιδιού. Οι ψυχολογικές τεχνικές που μπορούν να βοηθήσουν έναν παίκτη να διατηρήσει τον έλεγχο…

Kaszinó stratégiák: hogyan növelhetjük az esélyeinket?

September 4, 2025

Kaszinó stratégiák: hogyan növelhetjük az esélyeinket? A kaszinózás világa izgalmas és tele van lehetőségekkel, ugyanakkor a szerencsejáték mindig kockázattal jár. Az esélyek javítása érdekében fontos, hogy tudatos stratégiákat alkalmazzunk, amelyek segítenek a veszteségek minimalizálásában és a nyerési esélyek növelésében. Az…

Tips til at maksimere dine gevinster i spilleautomater

August 28, 2025

Tips til at maksimere dine gevinster i spilleautomater At spille på kasinoets spilleautomater kan være både underholdende og potentielt lukrativt, men det kræver en velovervejet strategi for at øge dine chancer for gevinst. Det er vigtigt at forstå spillets mekanik…

Kaszinó játékok és a virtuális valóság lehetőségei

August 25, 2025

Kaszinó játékok és a virtuális valóság lehetőségei A kaszinó játékok az elmúlt évtizedekben folyamatosan fejlődtek, és mára a technológia új dimenziókat nyitott meg előttük. A virtuális valóság (VR) megjelenése forradalmasította a játékélményt, lehetővé téve, hogy a játékosok otthonuk kényelméből élvezhessék…

Kako igralnice uporabljajo psihološke trike

August 24, 2025

Kako igralnice uporabljajo psihološke trike Igralnice so znane po uporabi različnih psiholoških tehnik, ki igralce spodbujajo k daljšemu igranju in večjim vložkom. Te metode so skrbno zasnovane, da izkoristijo človeške vedenjske vzorce in čustvene odzive, kar povečuje verjetnost, da bodo…

Vodič po najnovejših igralnih tehnologijah

August 23, 2025

Vodič po najnovejših igralnih tehnologijah Sodobna igralnica se je v zadnjih letih izjemno razvila, predvsem zaradi hitrega napredka tehnologije. Tehnološke inovacije so spremenile način, kako igralci doživljajo igre na srečo, kar je privedlo do bolj interaktivnih, varnih in dostopnih platform….

Razlike med igralnicami na kopnem in spletnimi igralnicami

August 18, 2025

Razlike med igralnicami na kopnem in spletnimi igralnicami Igralnice so priljubljena oblika zabave in priložnost za zaslužek, ki se pojavlja v dveh osnovnih oblikah: na kopnem in na spletu. Vsaka od teh ponuja različne izkušnje, ki so prilagojene različnim potrebam…

How to Take Advantage of Seasonal Promotions at Jackpot City Casino

August 16, 2025

How to Take Advantage of Seasonal Promotions at Jackpot City Casino Seasonal promotions at jackpot city casino offer an excellent opportunity for players in Canada to enhance their gaming experience while maximising their potential rewards. These offers often include bonus…

Psihologija iger na srečo v igralnicah

July 26, 2025

Psihologija iger na srečo v igralnicah Igre na srečo v igralnicah privlačijo številne igralce, kar je rezultat skrbno načrtovane psihologije, ki spodbuja vztrajanje in optimizem. Razumevanje psiholoških dejavnikov, kot so občutek nadzora, pričakovanje nagrade in socialna interakcija, je ključno za…

Kaszinó játékok matematikája: esélyek és valószínűségek

July 24, 2025

Kaszinó játékok matematikája: esélyek és valószínűségek A kaszinó játékok matematikája az esélyek és valószínűségek elemzésén alapul, amely nélkülözhetetlen a játékok megértéséhez és a stratégiai döntésekhez. Minden játék mögött szigorú matematikai modellek állnak, amelyek meghatározzák a játékos és a kaszinó várható…

Hvordan kasinoer tilpasser seg nye trender innen teknologi

July 18, 2025

Hvordan kasinoer tilpasser seg nye trender innen teknologi Kasinoindustrien har i flere tiår vært i konstant utvikling, og med den raske teknologiske fremgangen har kasinoer måttet tilpasse seg for å møte nye krav og forventninger fra spillere. Digitalisering, kunstig intelligens…

En historisk oversikt over kasinoets utvikling i Norge

July 13, 2025

En historisk oversikt over kasinoets utvikling i Norge Kasino har gjennomgått en bemerkelsesverdig utvikling i Norge, fra tidlige former for pengespill til dagens moderne og regulerte marked. Spilleindustrien har vært gjenstand for streng lovgivning, men samtidig har interessen for kasinospill…

The Best Payment Options for US Players at Big Candy Casino

June 17, 2025

The Best Payment Options for US Players at Big Candy Casino For US players exploring online gaming platforms, having access to reliable and convenient payment methods is essential. Big Candy Casino offers a variety of payment options designed to cater…

Evolúcia sieťových protokolov, decentralizované transakčné moduly a behaviorálna analýza v modernom iGamingovom priemysle

June 15, 2022

Súčasná digitálna transformácia globálneho herného priemyslu, sieťových kartových aplikácií a komplexných platforiem pre iGaming zásadne prepisuje pravidlá softvérového inžinierstva a architektúry distribuovaných systémov. Tradičné centralizované riešenia s monolitickou štruktúrou kódu definitívne ustúpili vysoko škálovateľným mikroslužbám, ktoré sú riadené asynchrónnymi prúdmi…

Industry Interview – Scott Stettler

August 27, 2020

Interview – Scott Stettler CFO Wasatch Click the link to view the PDF Link to the Entire Interview

Industry Interview – Cliff Minsley

June 16, 2020

Cliff Minsley Interview PDF Click the link above to read the interview. Link to Entire Interview

Industry Interview: Victor Calanog, PhD

April 21, 2020

https://riveroakrisk.com/wp-content/uploads/2020/04/Industry-Interview-Victor-Calanog-PhD.pdf

River Oak Risk adheres to the Self-Insurance Institute of America Captive Manager Code of Conduct

March 15, 2019

Doug MacGinnitie, CEO of River Oak Risk was on the SIIA committee that was responsible for drafting and implementation of the Code of Conduct. Click here to read the full of conduct.

River Oak Risk Welcomes Tim Homrich!

February 14, 2019

Tim Homrich Press Release

River Oak Risk Welcomes Jay Florence!

September 4, 2018

Jay Florence Press Release

Congratulations to Kimberly Bunting!

August 28, 2017

Congratulations to Kimberly Bunting! Kim was selected as one of the top leaders and influencers in the insurance industry according to Insurance Business American, Elite Women June 2017 publication.

May 2017 Newsletter

May 18, 2017

River Oak Risk Newsletter: May 2017 Download the Newsletter in PDF

Captive Insurance Times – May 2017

May 5, 2017

Article: Running into Trouble. Due diligence is needed to make sure that a captive is set up for the correct reasons and is handled by an experienced insurance professional.[…] Publication: Captive Insurance Times Date: May 2017 Download the Article in…

Captive Insurance for the Middle Market

November 1, 2016

Journal of Accountancy – November 2016 By Kimberly S. Bunting, COO of River Oak Risk, LLC and Phyllis Ingram, Partner with Carr Riggs & Ingram, LLC Recent IRS guidance and court cases, plus PATH Act changes, make captives more attractive…

2017 Tax Changes Could Lead to Opportunities for Small Property/Casualty Insurance Companies.

October 1, 2016

BDO Insights:  BDO Knows: Insurance – October 2016 As part of the 2015 Protecting American from Tax Hikes (“PATH”) Act, a significant change was made to the Internal Revenue Code (“IRC”) provision IRC Section 831(b), which provides for an alternative…

Paula Mott Joins the River Oak Risk Team

March 17, 2016

Douglas MacGinnitie and Kimberly Bunting are pleased to announce that Paula Mott has recently joined River Oak Risk as a Managing Director. Doug MacGinnitie, Chief Executive Officer stated “Paula has significant experience in the insurance and financial services industries and…

Georgia Captive Legislation Update

March 17, 2016

Senate Bill 347 unanimously passed the Georgia Senate on February 26th and has been sent to the Georgia House Insurance Committee for review. The bill revises the current law and includes extensive changes to the captive insurance provisions, including adding…

Protecting Americans from Tax Hikes (PATH) Act of 2015

January 20, 2016

At the end of 2015, the Protecting Americans from Tax Hikes (PATH) Act of 2015 became new law. The PATH Act was part of a large budget and tax deal that cleared Congress and was signed by President Obama just…

Billy Hasty and Doug MacGinnitie Elected to University System of Georgia Foundation, Inc.

August 18, 2015

ATLANTA – (Aug. 17) – Sachin Shailendra, chair of the Board of Trustees of the University System of Georgia Foundation, Inc. (USG Foundation), announced that William G. “Billy” Hasty and Douglas J. “Doug” MacGinnitie were unanimously elected to the board….

River Oak Risk, LLC Launches its Tenant Liability Captive Program

April 27, 2015

The Tenant Liability Captive Program is a turnkey insurance program for apartment, storage unit, student housing and vacation property rental company Owners.  The Program covers losses caused by Tenants to the Owner’s property.  The Program provides protection to the Owner…

Press Release – January 2015

February 3, 2015

Douglas J. MacGinnitie and Kimberly Bunting are pleased to announce the formation of River Oak Risk, LLC, a company that will focus on the formation and management of captive insurance companies for the middle market. MacGinnitie will serve as the…

What is a Captive Insurance Company?

What is a Captive Insurance Company?

January 19, 2015

Captive Insurance Companies (CICs) are insurance companies established by businesses or owners of businesses with the specific objective of insuring risks of those businesses. CICs were first established in the 1950s and have since been an integral part of the…

MacGinnitie Speaks at Georgia State University

MacGinnitie Speaks at Georgia State University

January 2, 2015

Doug MacGinnitie Speaks at Georgia State University to Filipino Delegation on Tax Compliance.