Self Storage Program

River Oak Risk’s Self Storage Program takes the renter’s insurance program out of the hands of a third party and puts it in the control of the Storage Unit Owner. Self Storage Owners understand the value of partnering with River Oak Risk – increasing profits and decreasing costs – therefore improving their portfolio value.

The Self Storage program is flexible and provides various levels of insurance for the renter to select and provides a default level if the renter doesn’t choose and doesn’t have other insurance. The benefits of our program are:

  • Financial Gain: net income on average of $75 per unit per year
  • Enhanced Participation:  We help drive participation through opt-in procedures
  • Personal Service: dedicated customer service agents for each of our clients

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Additional Services:

Multifamily & Student Housing Tenant Liability

Multifamily & Student Housing Tenant Liability

We are not insurance brokers and do not sell renter’s insurance. We help Landlords capture the economics that they are currently producing for others.
Our programs create new revenue and decrease expenses.

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MGA/MGU Reinsurance Captives

MGA/MGU Reinsurance Captives

We work with MGAs and MGUs to establish and operate reinsurance captives that allow participation in the programs they create and run, resulting in new profits for them.

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Captive Management

Captive Management

We have been working in the captive insurance space since 1992. River Oak Risk is an independent captive management company offering innovative and flexible options for a full range of alternative risk transfer strategies.

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We ensure that a captive fits into your overall risk management program – helping you make money on your risks.