Captive Repair

Do you or your advisors have concerns about how your current captive is structured? A captive must operate as a real insurance company to receive the tax benefits available under the law. We work with owners who have troubled captives or who realize their original advisors may not have provided the best advice. We help with everything from repairing the captive to winding down operations.

Risk Factors:

  • Thinly Capitalized
  • Loan Backs from Captive to Operating Business
  • Inadequate Third-Party Risks
  • Unreasonable Premiums
  • Use of Terrorism pool

Additional Services:

Multifamily & Student Housing Tenant Liability

Multifamily & Student Housing Tenant Liability

We are not insurance brokers and do not sell renter’s insurance. We help Landlords capture the economics that they are currently producing for others.
Our programs create new revenue and decrease expenses.

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Self Storage Program

Self Storage Program

Our program takes control of the renter’s insurance obligations and creates a new profitable arrangement for the Owners, better than anything in the market.

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MGA/MGU Reinsurance Captives

MGA/MGU Reinsurance Captives

We work with MGAs and MGUs to establish and operate reinsurance captives that allow participation in the programs they create and run, resulting in new profits for them.

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Captive Management

Captive Management

We have been working in the captive insurance space since 1992. River Oak Risk is an independent captive management company offering innovative and flexible options for a full range of alternative risk transfer strategies.

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We ensure that a captive fits into your overall risk management program – helping you make money on your risks.