Multifamily & Student Housing Tenant Liability

We are the leading captive insurance management company for privately owned Multifamily businesses and Student Housing with innovative and highly profitable options. Our clients understand the value of partnering with River Oak Risk – increasing profits and decreasing costs – therefore improving their portfolio value. We are not insurance brokers and we do not sell renters insurance – we simply help you capture the economics that you are producing for others that sell those services.

Multifamily & Student Housing Tenant Liability Insurance

The primary benefits our clients are receiving from setting up a Captive to manage their Tenant Liability are:

  • Financial Gain: net income on average of $100 per unit per year
  • Eliminate Gaps: program covers 100% of occupied units
  • Increased Efficiency: program is consolidated with lease for easy accounting and reporting requirements
  • Lower Costs: valuable resources don’t waste time collecting/verifying/managing certificates
  • Personal Service: dedicated customer service agents for each of our clients throughout the life of the program
  • Additional Benefits: your Captive allows you to self-insure in other areas of your business

Download Multifamily Brochure

Download Student Housing Brochure 

 

Additional Services:

Self Storage Program

Self Storage Program

Our program takes control of the renter’s insurance obligations and creates a new profitable arrangement for the Owners, better than anything in the market.

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MGA/MGU Reinsurance Captives

MGA/MGU Reinsurance Captives

We work with MGAs and MGUs to establish and operate reinsurance captives that allow participation in the programs they create and run, resulting in new profits for them.

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Captive Management

Captive Management

We have been working in the captive insurance space since 1992. River Oak Risk is an independent captive management company offering innovative and flexible options for a full range of alternative risk transfer strategies.

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We ensure that a captive fits into your overall risk management program – helping you make money on your risks.