Services

We are not insurance brokers and do not sell renter’s insurance. We help Landlords capture the economics that they are currently producing for others.
Our programs create new revenue and decrease expenses.

Our program takes control of the renter’s insurance obligations and creates a new profitable arrangement for the Owners, better than anything in the market.

We work with MGAs and MGUs to establish and operate reinsurance captives that allow participation in the programs they create and run, resulting in new profits for them.

We have been working in the captive insurance space since 1992. River Oak Risk is an independent captive management company offering innovative and flexible options for a full range of alternative risk transfer strategies.