Senior Care - River Oak RiskRiver Oak Risk

As a full-service captive insurance management and consulting firm, we offer specialized services in delivering comprehensive, turnkey alternative risk financing solutions tailored to the unique needs of the Senior Care industry – including Independent Living, Assisted Living, Rehabilitation, Skilled Nursing, and Hospice Care.

Senior Care coverage offerings include:

Directors & Officers
Workers’ Compensation
Employers’ Liability
Other related risks
Commercial General Liability
Professional Liability
Commercial Property
Employee Benefits
Errors & Omissions

Our solutions are designed specifically for Senior Care facility operators and provide:

Tailored coverage aligned with your operational needs
Greater control over claims management and underwriting
Stabilized and often reduced premium costs
Opportunities to participate in underwriting and investment returns

Additional Services:

Multifamily & Student Housing Tenant Liability

We are not insurance brokers and do not sell renter’s insurance. We help Landlords capture the economics that they are currently producing for others.
Our programs create new revenue and decrease expenses.

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Self Storage Program

Our program takes control of the renter’s insurance obligations and creates a new profitable arrangement for the Owners, better than anything in the market.

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MGA/MGU Reinsurance Captives

We work with MGAs and MGUs to establish and operate reinsurance captives that allow participation in the programs they create and run, resulting in new profits for them.

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Captive Management

We have been working in the captive insurance space since 1992. River Oak Risk is an independent captive management company offering innovative and flexible options for a full range of alternative risk transfer strategies.

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