Senior Care

We offer specialized services in delivering comprehensive, turnkey alternative risk financing solutions tailored to the unique needs of the Senior Care industry – including Independent Living, Assisted Living, Rehabilitation, Skilled Nursing, and Hospice Care.

Senior Care coverage offerings include:

  • Commercial General Liability
  • Professional Liability
  • Commercial Property
  • Employee Benefits
  • Errors & Omissions
  • Directors & Officers
  • Workers’ Compensation
  • Employers’ Liability
  • Other related risks

Our solutions are designed specifically for Senior Care facility operators and provide:

  • Tailored coverage aligned with your operational needs
  • Greater control over claims management and underwriting
  • Stabilized and often reduced premium costs
  • Opportunities to participate in underwriting and investment returns

Additional Services:

Multifamily & Student Housing Tenant Liability

Multifamily & Student Housing Tenant Liability

We are not insurance brokers and do not sell renter’s insurance. We help Landlords capture the economics that they are currently producing for others.
Our captive insurance programs create new revenue and decrease expenses.

Learn More
Self Storage Program

Self Storage Program

Our program takes control of the renter’s insurance obligations and creates a new profitable arrangement for the Owners, better than anything in the market.

Learn More
MGA/MGU Reinsurance Captives

MGA/MGU Reinsurance Captives

We work with MGAs and MGUs to establish and operate reinsurance captives that allow participation in the programs they create and run, resulting in new profits for them.

Learn More
Property, Casualty and Specialty Captive Management

Property, Casualty and Specialty Captive Management

We have been working in the captive insurance space since 1992. River Oak Risk is a captive management company offering innovative and flexible options for a full range of alternative risk transfer strategies.

Learn More

We ensure that a captive fits into your overall risk management program – helping you make money on your risks.