Captive Insurance

In an ever more competitive landscape, making the right strategic decisions is a vital part of being a successful business owner. At River Oak Risk, we help businesses generate a return on their risk through the use of captive insurance companies. Over 90% of Fortune 1000 companies use this tool already.


Why form a Captive?

Risk Management

Captives provide customized coverages for self-insured or under-insured risks. Captives complement your commercial insurance to give your business the most complete coverage.

Profit Center

Managed properly, the captive can be profitable from inception.

Tax Benefits

Structured properly, premiums can be deducted annually.

For small captives, the premiums received by the Captive are tax exempt, only investment gains are subject to taxation. ($1.2 million annually, escalating to $2.2 million in 2017).

We ensure that a captive fits into your overall risk management program – helping you make money on your risks.

Join Our Email List