River Oak Risk is an independent captive management company offering innovative and flexible options that deliver a full range of alternative risk transfer strategies to successful, privately held businesses. We work with clients to establish a comprehensive risk management program that incorporates their existing insurance programs with captive insurance to maximize the business owner’s financial well-being.
Many captive management companies focus solely on the tax benefits of a captive program. We don’t. Instead, we take a conservative, insurance driven approach. And all of our captives are onshore in states that support captive business.
We ensure that a captive fits into your overall risk management program – helping you make money on your risks.
A captive insurance company can be an effective tool for privately-held business to:
River Oak Risk is an experienced captive manager with expertise in helping clients evaluate if captive insurance is a valuable tool for their risk profile. We don’t “sell” captive insurance, but evaluate if it is an option for a company to reduce its cost of risk, enhance its risk management program and if new revenue opportunities may exist by utilizing captive insurance. If a captive program is feasible, we provide turnkey management services that include the set-up, licensing, insurance operations, regulatory compliance and corporate governance for these programs.
